Who we support
Retirees
Planning for retirement is vital to your financial security, but it’s also an opportunity to embrace new passions and experiences. We’ll help you navigate the complexities of retirement to ensure you make the most of this exciting phase of life.
We can support you as a retiree in many ways
Create your own custom roadmap
A financial plan tailored to your needs.
Growing your wealth
Manage your cash savings and investments.
Building your pension
Pension planning, pension consolidation, pension tracing and managing pension contributions.
How to Manage Tax
We can advise you on inheritance, income, and capital gains taxes, as well as how to invest tax efficiently (ISAs or pensions).
Protecting you and your loved ones from risk
Life, income and critical illness insurance
Retirement planning
Retirement plans that allow you to enjoy retirement in the UK.
Transferring your wealth
Trusts, estate planning, will writing and administration.
Guidance Through Significant Life Events
Marriage, grief, divorce, family starting, and all of life’s significant milestones.
Tailored Advice for Retirees
Financial services for Retirees
Planning for retirement is vital to your financial security, but it’s also an opportunity to embrace new passions and experiences. We’ll help you navigate the complexities of retirement to ensure you make the most of this exciting phase of life.
Maximising Your Pension
Tax Efficiency and Savings
Funding Your Passions
Personalised Retirement Planning
Questions we'll ask you during our first meeting
We need to know more about you and your retirement goals to develop a comprehensive retirement plan. Here are some essential questions we will ask:
- Are you currently retired?
- Have you released a non-taxable amount from your pension?
- Are you debt and mortgage-free?
- Are you planning to stay in your current home?
- Are you still earning an income or have any business interests?
- Are you able to invest in addition to your pension?
- Do you need advice on your tax situation and allowances?
- What is your family situation?
- Are you making plans for your inheritance?
- Have you made a will?
Accomplish Your Financial Freedom Today
Your dreams deserve a plan. At Accomplished Financial Solutions, we specialise in creating personalised financial roadmaps tailored to your goals. Let us guide you with clarity and actionable steps to build the future you’ve always imagined.
Helping you reach your desired destination
What our clients have to say
Investments can go down as well as up, and you may not recover the full amount invested. Past performance is not a guarantee of future results
"Sharad’s guidance has been invaluable in consolidating pensions and navigating long-term care planning"
I initially sought Sharad’s help to consolidate my lifetime pension pots from various workplace schemes for clearer retirement planning. Recently, he has assisted with readjusting my portfolio to address immediate priorities, including long-term care planning. Sharad has been invaluable in discussing options, confirming priorities, and guiding my pension investments through the last decade’s economic cycle. My portfolio has performed as expected, but I would appreciate a single dashboard to view my overall position more easily.
Client in East Riding
"Sharad helped me move my old pension to a new provider, and I’m happy so far"
I needed advice on what to do with an old pension. Sharad helped me move it to a new provider, I’m happy with the new arrangement so far.
Client in Rutland
"Sharad’s advice has given me confidence as I approach pension age"
As I approached pension age, Sharad provided valuable advice on how to grow my pension. While it’s still early days, I’m confident in the guidance I’ve received so far.
Client in Leicestershire
"Sharad consolidated my pensions and keeps me well-informed about my plans"
I wanted to consolidate my pensions into one pot, and Sharad helped by offering several options and finding the best one for my needs. He keeps me well-informed about my plans, and I’m happy with the outcome.
Client in Leicestershire
"Sharad’s expertise has helped me maximise the value of my pension pot"
I was looking for a thorough, knowledgeable, and hard-working adviser, and Sharad has delivered. He has helped me get the best from my pension pot, and I’m very pleased with the results.
Client in Nottinghamshire
"Sharad’s responsive and positive advice has been invaluable in handling my inheritance"
I switched to Sharad after experiencing delays with my previous adviser, and now everything runs smoothly. Sharad has been positive and responsive, offering great advice on handling my inheritance. I’m very happy with the outcomes and all the advice he has given.
Client in Nottinghamshire
"Sharad’s clear advice and reassurance helped me confidently choose a pension drawdown"
I sought advice on managing my personal and work pensions as I approached retirement. Sharad provided clear options, shared his recommendations without pressure, and eased my concerns about media speculation on pension lump sums. I’m happy with my choice of a pension drawdown so far.
Client in Nottinghamshire
"Sharad’s proactive advice and timely adjustments have ensured our retirement income meets our needs"
Sharad provided proactive advice on investments and drawdown, conducting a detailed analysis of our financial situation, needs, and expectations. He carefully considered our financial awareness and made timely adjustments when needed. We’re very happy with the outcome.
Client in Nottinghamshire
"Sharad provided knowledgeable and helpful advice during my divorce and pension split"
I sought advice during my divorce and pension split. Sharad has been very knowledgeable and helpful throughout the process. It’s still too early to see the full outcome.
Client in Nottinghamshire
"Sharad’s smart recommendations have improved our pensions’ performance significantly"
I initially sought advice on a potential pension transfer. Sharad guided me through the decision and conducted a full financial review, recommending ways to make our pensions work smarter. After the first year, we’re very happy with the performance. Sharad is open, honest, and gives excellent advice.
Client in Nottinghamshire
"Sharad consolidated my pensions and ISAs into one easy-to-manage pot"
I wanted to consolidate my finances, including multiple pensions and ISAs. Sharad combined everything into one pot, making it much easier to track my finances. I’m happy with the outcome so far.
Client in Nottinghamshire
"Sharad streamlined my pensions and investments into two easy-to-manage platforms"
I needed to amalgamate my pensions and investments for easier management. Sharad streamlined everything into two platforms, reducing paperwork and simplifying online management. The investments are performing well, and I’m very happy with the service.
Client in Leicestershire
"Sharad consolidated my pensions and invested them profitably"
I had multiple pensions with different companies, and Sharad consolidated them into a single lump sum, which he invested very profitably. I’m extremely satisfied with the outcome.
Client in Leicestershire
"Sharad’s reliable advice helped me achieve the best results for my investments"
I needed advice on managing my investments for the best results, and Sharad provided excellent, reliable, and helpful service. I’ve achieved the outcomes I was hoping for.
Client in Nottinghamshire
"Sharad consolidated my pension and introduced a steadily growing fund"
I needed help with pension consolidation, and Sharad assessed my needs and introduced an effective approach. My fund is growing steadily, though more frequent progress reviews would be helpful.
Client in Leicestershire
"Sharad transferred my ISA to Prudential, providing extra income and improving growth"
When drawing down my pension, I sought an independent adviser for a more personal service. Sharad helped transfer my ISA to Prudential, providing extra income, and I’m now seeing improving growth as markets recover. I’m satisfied with the service
Client in Nottinghamshire
"Sharad consolidated our pensions and delivered strong returns in the first year"
We needed advice on a new pension for my wife and help consolidating multiple pension pots. Sharad pulled our pensions together and invested them in new funds, delivering strong returns in the first year. We’re very happy with the outcome
Client in Nottinghamshire
"Sharad helped consolidate our PEPs to protect them from care costs"
I sought advice as my assets exceeded the threshold, and Sharad Champaneria helped consolidate our PEPs to protect them from care costs. While the outcome is still pending, I would have appreciated exploring additional options.
client in Leicestershire
"Sharad’s advice has exceeded my expectations, with excellent financial growth"
After receiving poor advice from a previous adviser, I was recommended to Sharad Champaneria 10 years ago, and he has consistently provided excellent financial planning advice, particularly for my pension as I approach retirement. Sharad is thorough, impartial, and has exceeded my expectations with better-than-expected growth in my financial products. I couldn’t be happier with his service.
Client in Leicestershire
"Great advice from Sharad in our free 1-2-1!"
We booked a free one-to-one advertised on Sharad’s website and were genuinely surprised by the depth of information provided. Sharad shared fantastic insights, and we gained a much clearer understanding of our financial options. It was incredibly helpful, and we will definitely consider Sharad for our future planning. Thank you again for your time and expertise.
Ben W / Leicester
"Our financial adviser for more than 15 years"
Sharad has been our financial adviser for more than 15 years, and in that time, also a friend. Our investments have grown in that time and also communicated with us all the time in the various investments we’ve had. He’s always answered our calls promptly.
R & M Lad Leicester
"Sharad is a breath of fresh air"
Sharad is a breath of fresh air compared with my previous Advisor. Nothing is too much trouble and he is forward thinking with respect to my funds and how best to manage them. He is open with his advice and a joy to work with. He is always contactable and replies quickly if he is not immediately available.
M Baker / Newark
"All the funds have performed well under his management"
Sharad has been our financial adviser for the last 7 years. He has completely overhauled all our different ISA’s and pension policies into very manageable funds cutting out all endless filing of paperwork. All the funds have performed well under his management. He is constantly on hand to provide advice on inheritance, future planning, children’s future investments and on all aspects of financial requirements for a secure retirement.
Mr A. Chauhan / Leicester
The value of investments and any income from them can fall and rise. You may not get back the full amount invested. Past performance is used as a guide only; it is no guarantee of future performance.
Who else we support...
Professionals
Managing personal finances can feel overwhelming, with unique goals and circumstances shaping the way forward. We’re here to guide you by asking the right questions and truly listening to your needs, so we can create a plan tailored to you.
Retirees
Planning for retirement is vital to your financial security, but it’s also an opportunity to embrace new passions and experiences. We’ll help you navigate the complexities of retirement to ensure you make the most of this exciting phase of life.
Business owners
For business owners, standard financial planning doesn’t always apply. With irregular income or unique options like dividends or future sales, we’ll help you build a strategy that reflects your needs and investment goals.
